Privacy Policy

Privacy Policy

Introduction

At https://business-acquisition-loan-denver.bloghostess.com (henceforth referred to as “BALD,” “we,” or “the Company”), we prioritize your privacy and are committed to protecting your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, handling, and processing of your information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party platforms, applications, or websites accessible through links on our site. These external entities have their own privacy policies, and we encourage you to review them before engaging with such services.

Processing Activities

This Privacy Policy guides how we interact with users who:

  • Utilize our applications and services as authorized users
  • Visit and engage with our websites linked to this policy
  • Receive communications from us, including newsletters, emails, telephone calls, or text messages (SMS)

Personal Data Collection

We collect a range of personal data, categorized as follows:

Account and User Information:

  • Username or unique identifier
  • Contact details (email, phone number)
  • Password hashes or encryption keys for secure storage

Payment and Financial Details:

  • Transaction history and payment method information
  • Billing address
  • Financial records, where necessary, for service provision

Purchase and Order Information:

  • Products or services purchased
  • Quantity and pricing details
  • Order status and tracking data

Mobile Device Identifiers:

  • Unique device identifiers (UDIDs) or advertising IDs
  • Location data from mobile devices (with user consent)

Location Data:

  • Geolocation information, if provided by users during registration or specific interactions

Feedback and Communication:

  • Responses to surveys, feedback forms, or reviews
  • Content and metadata from communications with our support team

Social Media Information:

  • User profiles, posts, and interactions shared on social media platforms (if linked to your BALD account)

Product Interaction Data:

  • Pages visited, features used, and products viewed on our website
  • Clickstream data, form submissions, and other user interactions

We collect this data through various methods, including direct user input, server logs, cookies, pixel tags, and third-party services.

Cookies and Similar Technologies

We employ cookies and similar technologies to enhance your experience and gather analytics:

  • Strictly Necessary: These cookies are essential for the basic functionality of our website and services, ensuring secure log-ins, account management, and page navigation.
  • Preferences: Used to remember user preferences, language settings, and other customization options.
  • Analytics: Tracking website usage, gathering aggregate data about users, and improving our services based on insights derived from this data.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Data Retention and Deletion

We retain personal data only for as long as necessary or permitted by law:

  • Data required for service provision and contract fulfillment is kept for the duration of your interaction with BALD.
  • Financial transaction records are retained for an extended period, as required by tax laws and financial regulations.
  • All other collected information may be stored for a limited time after your last interaction, unless specifically requested to be deleted by users.

Our data deletion processes ensure secure erasure or anonymization of personal data that is no longer needed.

Your Rights (Depending on Your Location)

The privacy laws applicable to us grant you certain rights regarding your personal information:

  • Access: You have the right to request access to and receive a copy of the personal data we hold about you.
  • Rectification: You can ask for correction or amendment of inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): In certain circumstances, you can request the deletion of your personal data.
  • Restriction: You may limit or restrict the processing of your information under specific conditions.
  • Data Portability: Some jurisdictions allow you to receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: You have the right to object to certain processing activities, such as direct marketing.
  • Non-Discrimination: You cannot be discriminated against for exercising your privacy rights.

To exercise these rights or if you have any data-related queries, please contact our Data Protection Officer at the address provided below.

Changes to Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any modifications will be posted on this page with a revised effective date. We encourage users to review this policy periodically for the latest information.

Contact Information

For any inquiries, requests to unsubscribe from communications, or data-related questions, please contact us:

  • Email: [email protected]
  • Postal Mail: Data Protection Team, BALD Privacy Office, [Address]